I have two lines of business that I bill on: investment management and financial planning. I charge 1% per year of assets under management, billed quarterly. Financial planning fees start at $500 and scale with the complexity of the plan/project. Clients can choose financial planning or investment management services, but I prefer you choose both.
I try to make the meeting process as comfortable as possible for my clients. To make things as painless as possible, I conduct meetings via web conferencing for easy screen sharing and engagement. Generally, all my meetings are done whenever is most convenient for my clients, even in the evenings.
I use a custodian, which is basically a bank that holds investable assets such as stocks, bonds, and mutual funds. I can move money around inside your accounts, but cannot write checks from your account.
A budget is a way to manage savings and expenses and can be part of a financial plan. A financial plan is much more comprehensive, linking your current circumstances to your financial goals by giving you actionable, measurable steps to complete.