A financial plan is more than a budget. A financial plan connects your current circumstances to your goals, achieving freedom beyond constraints. Whether you are a successful business owner or an aspiring professional, a financial plan will allow you to take the next step in your life: saving for a home down payment, paying off student loans, planning for a wedding or honeymoon, that big trip, or just looking to save more. You need and deserve a lot more than just investment advice or simple retirement planning, but you lack the time and knowledge to figure it all out on your own.
That is where I can help you. I will work with you to develop a customized, goal-based, easy to understand and follow plan that fits your busy and increasingly complex life. Once your plan is well-suited to your unique goals and lifestyle, I will work with you to implement your plan and stay on course.
First, we would gather data and discuss your current situation and walk through the planning process. If you decide to pursue a financial plan, we would have a Discovery Meeting where we talk more in-depth about your goals and concerns. After the Discovery Meeting, we have the Recommendations Meeting, which includes:
*An easy-to-read summary of your current net worth, goals, action items, and more
*Recommendations in the following areas: savings targets, debt repayment, college planning, investment advice, retirement planning, insurance, estate planning, and tax planning
*An asset allocation for your current 401(k) or workplace retirement plan
*A recommendation of the credit card that fits your needs based on your spending
We would schedule follow-up meetings every 3-4 months, or as needed, to check your progress or make any updates to the plan. The financial plan will allow you to create actionable, measurable changes to help you find some clarity around your money.
Financial Plans start at the cost of $500 and scale with complexity. We would agree on a price before we start the planning process and you can always add "components" later if you want.